Archive for November 1st, 2009

Cât de atractive sunt cardurile de credit cu bonusuri şi discounturi?

Băncile oferă utilizatorilor de carduri de credit şi de debit posibilitatea de a achita diverse cumpărături sau servicii la preţ redus. Oferta este
valabilă în principal în cadrul magazinelor, restaurantelor, hotelurilor sau al agenţiilor de turism cu care băncile au încheiat parteneriate, însă numărul acestora este destul de redus la unele bănci. Alte instituţii de credit contraatacă prin acordarea unor puncte bonus la orice tranzacţie cu cardul. În schimb, dobânzile percepute pentru utilizarea creditului ajung la niveluri ridicate

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Care este câştigul real al unui depozit?

Dacă în cazul unui credit ştim că dobânda anuală efectivă (DAE) ajunge uneori dublă faţă de cea nominală afişată de bănci, din cauza comisioanelor şi a altor taxe ascunse, în cazul depozitelor lucrurile stau invers: dobânda reală primită pentru un depozit poate fi mult mai mică decât cea promisă. Dobânda reală încasată de un deponent poate fi substanţial mai redusă decât cea din reclame, ba în unele cazuri clienţii pot fi puşi chiar în situaţia de a retrage mai puţini bani decât au depus

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Free cash for your business: Small business grants (CNNMoney.com)

When hunting for cash, desperate small business owners may find themselves sucked into buying books and software packages promising “Billions in Free Grants!” from Web sites with names like NeverPayItBack.com, or hiring consultants who promise to find them gads of money.

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Fed seen on hold as outlook uncertain (Reuters)

The U.S. economy may have turned a corner after the deepest recession in some 70 years, but Federal Reserve policymakers appear to be in no rush to raise interest rates.

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Geithner says economy and jobs are top priorities (CNNMoney.com)

Economic growth and job creation remain the government’s top priority, despite a federal deficit that is “too high,” Treasury Secretary Timothy Geithner said in an interview broadcast Sunday.

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Geithner: Economy rebounding, but job growth lags (AP)

Treasury Secretary Timothy Geithner acknowledges the federal budget deficit is too high, but that the priorities now are economic growth and job creation.

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Survey: China manufacturing grows for eighth month (AP)

China’s manufacturing sector expanded for the eighth straight month in October, pointing to further signs that the recovering economy is on firmer ground, a survey by an industry group said Sunday.

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Goodbye to all that stimulus? (Reuters)

The U.S. economy has been kick-started into growth but stock investors still face an uncertain outlook as Wall Street gears up for comments from the Federal Reserve and a key report on employment next week.

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Obama says new data shows economy recovering (Reuters)

President Barack Obama said on Saturday this week’s positive job and economic growth figures proved that his big spending efforts to stimulate the economy were working.

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Why doctors threaten to ditch Medicare patients (CNNMoney.com)

Medicare has become a scary word to the doctors at the largest private group practice in Kansas City, Mo.

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